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  1. Home
  2. ACAMS Certification
  3. CCAS Exam
  4. ACAMS.CCAS.v2026-04-02.q34 Dumps
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Question 21

Which blockchain feature ensures that once a block is added, it cannot be altered without network consensus?

Correct Answer: B
Hash immutability means that altering any transaction would require changing all subsequent blocks and achieving majority consensus. This security property underpins blockchain integrity and forensic traceability, crucial in AML investigations.
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Question 22

What is the most pertinent item for a cryptoasset money services business to include in a suspicious activity report?

Correct Answer: A
SARs should include detailed transactional information to support investigations, including all types and aggregate amounts of cryptocurrencies purchased, along with fiat currency equivalents. This information provides a clear picture of the subject's activity and financial scale.
Owner names of destination wallets (B) may not be available; onboarding info (D) is supplementary, and fiat aggregate totals (C) alone are insufficient.
FATF and DFSA guidance recommend comprehensive transactional data inclusion in SARs to facilitate law enforcement.
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Question 23

Which type of blockchain is jointly operated by multiple pre-approved organizations?

Correct Answer: C
Consortium blockchains are semi-private networks where governance is shared among authorized participants, offering a balance between decentralization and access control.
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Question 24

How does law enforcement use Suspicious Activity Reports (SARs)? (Select Two.)

Correct Answer: C,D
Suspicious Activity Reports (SARs) are a critical tool for law enforcement agencies. They are primarily used to develop intelligence on potential new criminal targets and to confirm or expand information about existing investigations. SARs do not serve as direct evidence of money laundering in court but provide leads and context that enable law enforcement to build cases.
The DFSA's thematic reviews and AML guidance clarify that SARs assist in identifying emerging crime patterns and help intelligence units track suspicious transactions over time. They also allow law enforcement to corroborate data from other sources.
SARs help:
Develop intelligence on new targets (C) by revealing previously unknown suspicious behavior.
Confirm or develop information on existing targets (D) by adding transactional data and context.
Identifying regulatory failings (A) is primarily a supervisory function, and SARs themselves are not evidence for prosecution (B) but intelligence inputs.
Therefore, options C and D are correct.
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Question 25

Which scenario most likely indicates active involvement of a customer in scam activities?

Correct Answer: C
Directly sending to a scam cluster is a strong indicator of active participation rather than passive exposure, triggering SAR obligations.
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