Free CII E05 Exam Dumps Questions & Answers

What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?

• A.  35% for both cases.
• B.  25% for personal injury cases and 35% for employment tribunal cases.
• C.  50% for both cases.
• D.  35% for personal injury cases and 25% for employment tribunal cases.

A warranty in Emily's personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer's likely response to her claim for the lost money?

• A.  Make an ex-gratia payment.
• B.  Pay the claim in full.
• C.  Reject the claim for breach of warranty.
• D.  Avoid the policy ab initio.

In the tort of negligence, a primary victim of nervous shock is a class of person who suffers psychiatric injury

• A.  through fear for the safety of another person involved in an accident which he witnessed.
• B.  through fear for his own safety in an accident.
• C.  as a result of grief or sorrow for the loss of a person with whom he had a close relationship.
• D.  as a result of stress or harassment at work.

When, if at all, does the duty of fair presentation of a risk apply after a non-consumer insurance contract has been formed?

• A.  On submission of a claim.
• B.  Where there is a variation in the insured risk.
• C.  It does not apply as the duty is to take reasonable care not to make a misrepresentation.
• D.  From the date of a breach of warranty.

In terms of private motor insurance, a renewal offer can be accepted

• A.  only by written communication.
• B.  by the proposer acting in reliance of the offer.
• C.  only by the proposer personally.
• D.  by any third party.