When, if at all, does the duty of fair presentation of a risk apply after a non-consumer insurance contract has been formed?

• A.It does not apply as the duty is to take reasonable care not to make a misrepresentation.
• B.On submission of a claim.
• C.Where there is a variation in the insured risk.
• D.From the date of a breach of warranty.

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In terms of private motor insurance, a renewal offer can be accepted

• A.by the proposer acting in reliance of the offer.
• B.only by the proposer personally.
• C.only by written communication.
• D.by any third party.

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For this question more than 1 option is correct. You must select all the correct options to gain the mark. In a consumer insurance policy, a warranty can arise as

• A.a continuing warranty.
• B.an exception clause.
• C.an express term.
• D.a basis of the contract clause.

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The branch of law particularly relevant when handling negligence claims is

• A.public law.
• B.administrative.
• C.constitutional law.
• D.civil law.

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Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

• A.The delay in seeking medical treatment.
• B.The delay in obtaining the correct medical treatment.
• C.The unhygienic washing of the dog bite.
• D.The original physical injury of the dog bite.

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