Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely to default will receive frequent payment reminder calls, while those who are less likely to default will not receive payment reminders.
Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?

• A.If the algorithm uses risk factors that impact the automatic decision engine. Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
• B.If the algorithm makes automated decisions based on risk factors and public information, Acme need not determine if the algorithm has a disparate impact on protected classes.
• C.If the algorithm's methodology is disclosed to consumers, then it is acceptable for Acme to have a disparate impact on protected classes.
• D.If the algorithm uses information about protected classes to make automated decisions, Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.

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The Video Privacy Protection Act of 1988 restricted which of the following?

• A.Which purchase records of audio visual materials may be disclosed
• B.When downloading of copyrighted audio visual materials is allowed
• C.When a user's viewing of online video content can be monitored
• D.Who advertisements for videos and video games may target

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What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?

• A.The ability to receive reports from multiple credit reporting agencies.
• B.The ability to correct inaccurate credit information.
• C.The ability to investigate incidents of identity theft.
• D.The ability to appeal negative credit-based decisions.

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Privacy Is Hiring Inc., a CA-based company, is an online specialty recruiting firm focusing on placing privacy professionals in roles at major companies. Job candidates create online profiles outlining their experience and credentials, and can pay $19.99/month via credit card to have their profiles promoted to potential employers. Privacy Is Hiring Inc. keeps all customer data at rest encrypted on its servers.
Under what circumstances would Privacy Is Hiring Inc., need to notify affected individuals in the event of a data breach?

• A.If law enforcement has completed its investigation and has authorized Privacy Is Hiring Inc. to provide the notification to clients and applicable regulators.
• B.If the job candidates' credit card information and the encryption keys were among the information taken.
• C.If Privacy Is Hiring Inc., reasonably believes that job candidates will be harmed by the data breach.
• D.If the personal information stolen included the individuals' names and credit card pin numbers.

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All of the following common law torts are relevant to employee privacy under US law EXCEPT?

• A.Intrusion upon seclusion.
• B.Defamation
• C.Conversion.
• D.Infliction of emotional distress.

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