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  1. Home
  2. PCI SSC Certification
  3. Assessor_New_V4 Exam
  4. PCISSC.Assessor_New_V4.v2024-04-13.q29 Dumps
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Question 21

Which scenario meets PCI DSS requirements for restricting access to databases containing cardholder data?

Correct Answer: A
Explanation
The PCI DSS requires that access to databases containing cardholder data is restricted to authorized users and applications, and that direct access to such databases is prohibited. According to the PCI DSS Requirement
7.1.2, "Restrict access to privileged user IDs to least privileges necessary to perform job responsibilities." Furthermore, according to the PCI DSS Requirement 8.3.1, "Implement multi-factor authentication for all non-console access into the cardholder data environment for personnel with administrative access." Therefore, the scenario that meets the PCI DSS requirements for restricting access to databases containing cardholder data is the one where user access to the database is only through programmatic methods, such as through an application interface that enforces authentication, authorization, and encryption. The other scenarios either allow direct access to the database, or do not limit the access to the least privileges necessary, or do not use multi-factor authentication for administrative access. References: [PCI DSS v3.2.1], Card Production Security Assessor - Logical - Credly
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Question 22

Which systems must have anti-malware solutions'

Correct Answer: D
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, any in-scope system except for those identified as not at risk from malware must have anti-malware solutions installed and configured according to best practices. This is one of the requirements for preventing malware infections that could compromise cardholder data.
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Question 23

Viewing of audit log files should be limited to?

Correct Answer: D
Explanation
According to requirement 4, viewing of audit log files should be limited to individuals with a job-related need, which means they should only access the audit log files for legitimate purposes related to their job functions.
This is one of the requirements for ensuring that audit log files are not accessed by unauthorized or unnecessary personnel.
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Question 24

What would be an appropriate strength for the key-encrypting key (KEK) used to protect an AES 128-bit data-encrypting key (DEK)

Correct Answer: C
Explanation
The key-encrypting key (KEK) is used to protect the data-encrypting key (DEK) from unauthorized access or disclosure. The KEK should have a strength that is equal to or greater than the DEK, to prevent a weaker link in the encryption chain. According to the PCI Card Production Logical Security Requirements, section 4.1.1,
"The key-encrypting key (KEK) must be at least as strong as the data-encrypting key (DEK) it protects." Furthermore, section 4.1.2 states, "The KEK must be generated using a secure random number generator (RNG) that meets the requirements of NIST SP 800-90A or equivalent." AES 128 is a symmetric encryption algorithm that uses a 128-bit key and meets the NIST standards. Therefore, it would be an appropriate strength for the KEK used to protect an AES 128-bit DEK. The other options are either weaker or asymmetric encryption algorithms, which are not suitable for the KEK. References: PCI Card Production Logical Security Requirements, [NIST SP 800-90A]
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Question 25

At which step in the payment transaction process does the merchants bank pay the merchant for the purchase and the cardholder s bank bill the cardholder?

Correct Answer: C
Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, settlement occurs when a merchant receives payment from a card issuer for a completed transaction and delivers goods or services to a customer or another party as agreed upon in advance by both parties, subject to any conditions imposed by either party upon delivery or payment, including but not limited to acceptance, rejection, return, exchange, refund, cancellation, modification, suspension, termination or revocation by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment;
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