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  1. Home
  2. PCI SSC Certification
  3. QSA_New_V4 Exam
  4. PCISSC.QSA_New_V4.v2026-02-05.q53 Dumps
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Question 31

What is the intent of classifying media that contains cardholder data?

Correct Answer: A
Requirement 9.6.1mandates theclassification of mediaso that appropriatehandling, storage, and disposalprocedures are applied based on thesensitivity of the data. This ensures that media storing cardholder data is not treated the same as media containing non-sensitive content.
* Option A:#Correct. Classifying media enablesrisk-appropriate protections.
* Option B:#Incorrect. Movement schedules are not mandated.
* Option C:#Incorrect. Labeling is a recommended control but not the primary intent.
* Option D:#Incorrect. Destruction must bebased on data classification, not uniform timing.
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Question 32

If an entity shares cardholder data with a TPSP, what activity is the entity required to perform?

Correct Answer: D
PCI DSSRequirement 12.8.4mandates that an entitymonitor the compliance status of third-party service providers (TPSPs) at least annually, especially when those TPSPs store, process, or transmit account data on the entity's behalf.
* Option A:Incorrect. Entities are not responsible for conducting ASV scans on TPSPs.
* Option B:Incorrect. There is no quarterly risk assessment requirement for TPSPs.
* Option C:Incorrect. Incident response testing for TPSPs is not a direct responsibility of the entity.
* Option D:Correct. Annual monitoring of TPSP compliance is explicitly required.
Reference:PCI DSS v4.0.1 - Requirement 12.8.4.
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Question 33

Which scenario describes segmentation of the cardholder data environment (CDE) for the purposes of reducing PCI DSS scope?

Correct Answer: D
Segmentation Defined
* PCI DSS v4.0 specifies that effective segmentation separates the CDE from out-of-scope environments, minimizing the risk of unauthorized access to cardholder data.
Key Requirements for Segmentation
* Network traffic between the CDE and out-of-scope networks must be completely prevented. This ensures that out-of-scope systems cannot introduce risks to the CDE.
* Methods like firewalls, ACLs (Access Control Lists), and other technologies may be used to enforce segmentation.
Incorrect Options
* Monitoring or logging traffic (Options A and B) without preventing access does not achieve segmentation.
* Virtual LANs (Option C) alone are insufficient unless properly configured to enforce traffic isolation.
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Question 34

In accordance with PCI DSS Requirement 10, how long must audit logs be retained?

Correct Answer: A
PerRequirement 10.5.1.2, audit logs must be retained forat least one year, and the mostrecent three months must be readily availablefor analysis. This ensures traceability of security events over both short and longer- term periods.
* Option A:#Correct. Matches both duration and availability criteria.
* Option B:#Incorrect. Two years is not required.
* Option C:#Incorrect. The retention period is misstated.
* Option D:#Incorrect. One month is insufficient for immediate access.
Reference:PCI DSS v4.0.1 - Requirement 10.5.1.2.
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Question 35

At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

Correct Answer: C
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
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