You are providing job development services for a 25-year-old female with a mild cognitive disability who wishes to start her own business. Which of the following is the LEAST appropriate FIRST step?
Correct Answer: D
The LEAST appropriate FIRST step is to help her get a small business loan. This would be premature and risky, as it would involve committing to a financial obligation without having a clear and realistic business plan. It would also bypass the important steps of assessing her strengths, interests, needs, and goals, as well as researching the market and the feasibility of her business idea. The other options are more appropriate and helpful because: A. Visiting local businesses would help her to learn from other entrepreneurs, network with potential partners or customers, and identify the opportunities and challenges of running a business in her community. B. Determining her prior work experience would help her to evaluate her skills, knowledge, and abilities, as well as her areas of improvement and development. It would also help her to showcase her qualifications and achievements to potential investors or lenders. C. Learning why she wants to start her own business would help her to clarify her vision, mission, and values, as well as her motivation and passion. It would also help her to set realistic and attainable goals and objectives for her business. References: CESP Candidate Handbook, page 12, Domain 2: Individualized Employment and Career Planning, Task 2.20: Self-employment resources for job seeker, Knowledge of 2.20.1: Self-employment options and resources CESP Practice Exam, question 5, answer C: The job seeker's strengths, interests, needs and conditions for employment.
Question 62
A benefits analysis should include a description of:
Correct Answer: B
Question 63
Which of the following does NOT define the Supplemental Security Income (SSI) program?
Correct Answer: A
According to the Social Security Administration1, the Supplemental Security Income (SSI) program provides monthly payments to people who have limited income and resources, and who are either 65 or older, blind, or have a disability. The eligibility for SSI is not based on the parent's Social Security earnings, but on the individual's own income and resources. The parent's earnings may affect the SSI eligibility of a child under 18, but not of an adult2. Therefore, option A does not define the SSI program. The other options are correct definitions of the SSI program. Option B states that qualifying for SSI is based upon earned income and owned assets, which is true. The SSI program has strict limits on how much income and resources a person can have to be eligible1. Option C states that the basic SSI amount is the same nationwide, but many states add money to the basic benefit, which is also true. The federal SSI benefit rate for 2024 is $794 per month for an individual and $1,191 per month for a couple, but some states supplement this amount with their own funds3. Option D states that the program makes payments to people with low income who are age 65 or older or have a disability, which is the main purpose of the SSI program1. References: 1: Supplemental Security Income (SSI) 2: You May Be Able to Get Supplemental Security Income (SSI) 3: SSI Federal Payment Amounts For 2024
Question 64
When contacting with employers to begin job development, it is BEST to:
Correct Answer: B
When contacting employers to begin job development, it is best to ask for the best time for the employer to meet with you. This shows respect for the employer's time and schedule, and also allows you to establish rapport and interest. Asking for the best time also gives you an opportunity to follow up and confirm the meeting, and to prepare for the meeting by researching the employer and their needs12. The other options (A, C, and D) are not effective ways to contact employers, as they may be perceived as intrusive, unprofessional, or disinterested. References: 1: Informational Interviewing - Association of People Supporting Employment First 2: CESP study guide Flashcards | Quizlet
Question 65
You are the transition coordinator at a high school and arrange the community-based work experiences for the high school seniors. Based on the labor law regulations for non-paid work experiences, which of the following situations is MOST likely to be in violation of the guidelines for non-paid work experiences?
